Things are moving ALONG!!!
We sent our finished dossier packet off to Frank Adoption Center this last Tuesday April 24!!!  Attached is a picture of the notes the girls wrote for the adoption agency staff.  After they review all the info and make sure it is complete, we are then officially on the "wait list" for a referral.  Currently there is NO wait as there are more little boys available than there are families.  So basically, as soon as we are ready we will be able to start looking at referrals.
So, what will take for us to be ready?  Availability to travel (Tom can't leave work until early June), money (We are still trying to figure out where the money is going to come as we need to have the funds available to write two LARGE cashier's checks- like $25k to the Russian government on our second trip when we go to court to officially adopt him), and be emotionally ready (I feel like we are THERE;).
The money is going to come- we have FAITH!!!  We are in process of looking at a very low interest rate loan.

Part of the reason I am recording this amazing journey is to help others in the adoption process.   I have extensively researched many different grants and loan options to help fund aoptions.  Unfortunately, we do not qualify for almost any of them (it looks like we make too much money on paper), but I want to write them down for other folks to look through.  I started by just searching the internet for different sources and here are the ones that I took some time to dig through:
-Show hope: Shaohannah's hope
http://members.shaohannahshope.org/site/PageServer?pagename=Grant_Application_Landing&JServSessionIdr004=dtacd1a8l7.app214a
 -Life Song for Orphans

http://www.lifesongfororphans.org/downloads/GrantsLoansInfo.pdf

 -Parenthood for me
http://www.parenthoodforme.org/grants/faq/#Adoption
-NAFA (must make a donation before applying)

http://www.nafadopt.org/how-we-can-help/apply.php

-Resources 4 adoption (chart of 60 + loans and grants for $20)

http://www.resources4adoption.com/index.php?option=com_content&view=article&id=126&Itemid=145

 -Abba Fund:

http://www.abbafund.org/howwecanhelp.htm

-Gift of Adoption $40 app fee

http://www.giftofadoption.org/apply/whoShouldApply.html

-International Adoption Resources

http://internationaladoptionresources.org/pdfs/Financial-Grant-Application.pdf

-God’s Grace Adoption Ministry  (combined income needs to be less than $60k)

http://ggam.org/wp-content/uploads/2011/11/GGApplication.pdf

-His Kids Too!

http://www.hiskidstoo.org/adoption-info/adoption-financial-assistance-program

 Once a child referral is made, this organization gives money to help fund getting assistance for a international adoption specialist:

-The Sparrow Fund

http://www.sparrow-fund.org/serve.html

Complete after referral:

-Affording Adoption Foundation

http://www.affordingadoption.com/wp-content/uploads/2011/02/GRANT-APPLICATION-8.18.113.pdf

-Oxford Loan (Provides loans up to $5,000 per internationally adopted child; loans are interest-free for the first three years: has to be after the adoption has been approved in the country)

http://www.oxfordadoption.com/

-Sea of faces

http://www.seaoffaces.org/grants.htm

To complete after at least 1/3 of all adoption expenses have already been paid:

-A Child Waits:

http://www.achildwaits.org/Pre-Qualification%20Form.htm

More loan options:

-America's Christian Credit Union

http://www.americaschristiancu.com/personal/loans/adoption-loans.html

-Pathways for Little Feet (must be within 3-6 months of completing adoption process)

http://www.pathwaysforlittlefeet.org/about/becoming-a-pathways-family/apply-for-assistance/

A few other more creative ideas:

-Fundraising (support letters, bake sales, garage sales where people donate stuff to sell....)

-Church offerings

-Refinance car (some banks will allow you to refinance and take out more money depending on how much equity you have in your vehicle)

-Home Mortgage

-Personal Loans (most rates are 10-18%)

I recently received this Word from my sister:

"To the degree of faith you have, is the same in what amount He will move in power" -Rachel

(Read from Luke 43-48 and BELIEVE that the Lord will supply the money, the means, and everything else you need to complete this amazing calling and journey He has called us tooo!!)